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HOME PURCHASE

GETTING STARTED

Put the Hometown Loans experience on the table as you plan your next home purchase. A quick, no-commitment phone call with a Hometown Loans Mortgage Professional is all you need to pre-qualify and get expert guidance on how to buy a house. We’re standing by to help you understand your loan options and focus your home-buying plan.

Call Us Now

1-877-353-9527

STEPS TO BUYING A HOUSE

  

Wherever you are on the journey to your next dream home, we’ll meet you there. 


(And we’ll bring plenty of helpful tools, comprehensive listings, and expert advice)

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HOME BUYING HELP

PREPARE & PLAN

Picture your new home. Crunch the numbers. Talk strategy with a Hometown Loans expert.

 

  • Call a Hometown Loans Professional for free, customized guidance.

  • Brainstorm "pros & cons" lists of what to look for when buying a house.

  • Use our handy calculator to estimate how much house you can afford.

  • Ask your Mortgage Professional for tips on saving a down payment on a house.

PRE-QUALIFY

Pre-qualifying with LRHL is easy, and it gets you ahead of the game.

 

  • Call us to pre-qualify (it can take as little as 15 minutes).

  • Speak with your dedicated Mortgage Professional about your home buying plans.

  • Ask us how to get access to more home listings and home buying tools.

  • Learn how to get neighborhood, school, and other local information from your dedicated Mortgage Professional.

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HOME OF YOUR DREAMS

FIND YOUR HOME

 

Find a real estate agent. Pick your home. Make your offer.

 

  • Talk to your Hometown Loans dedicated Mortgage Professional to get in touch with top real estate agents and learn how to potentially save with our Real Estate Rewards program.

  • Connect with us at 877-353-9527 to discuss the process of buying a home.

  • Plan your offer with your agent, then make the offer.

  • When you and the seller agree on an offer, celebrate!

APPLY FOR A HOME LOAN

Hometown Loans will help you lock in a competitive rate for your new home purchase.

 

  • Talk to a Hometown Loans Professional about which loan type is best for you.

  • Your dedicated Mortgage Professional will let you know exactly what documentation you need.

  • Keep your eye out for important updates from your hard-working Loan Processor.

  • Get a decision on your application and we will update you each step of the way.

Call Us Now

1-877-353-9527

CLOSE THE DEAL

Your Hometown Loans team will support you each step of the process through final closing.

 

  • Schedule your closing (we'll help coordinate everything).

  • Review the steps to closing on a house in the closing documents provided.

  • Prepare your payment for any closing costs before your closing day.

  • On the big day, meet the closing agent and sign final closing documents.

  • Get the keys to your new home. You did it!

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REAL CUSTOMERS, REAL RESULTS

"After being turned down by my local bank I had given up on ever owning a home. I was first skeptical when Hometown Loans told me I could qualify.  I can say its been six months since I closed and contacting them was the best thing I could have ever done for my family. We are grateful to be living in such a beautiful home and no longer renting"-

 

PRADO FAMILY, Santa Ana CA March 2018 

Call Us Now

1.877.353.9527

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LOAN OPTIONS

What type of loan are you interested in? 

Your loan shouldn't be one size fits all. It should be the one size that fits you.

Found the home of your dreams and having trouble qualifying or not sure you will? Curious about different types of home loans products? Not sure if you are ready to apply for a loan?  We get it, there is so much confusing information out there. We wanted to have a straight forward approach to our service with no hype, gimmicks, haggle, hassles or salesman.  Whether you are looking to buy or refinance our expert staff members are excited to assist you achieve your dream.

HOME PURCHASE
LOANS

Learn More About Purchasing a New Family Home

HOME REFINANCE
LOANS

Learn More About Refinancing Your Home at a Lower Rate

HOME CASH OUT

LOANS

Need Cash? Have a Family Emergency? Want to do Home Impovemnets?

FHA

LOANS

Learn More About Federal

Home Loans

VA

LOANS

We help Veterans and Their 

Families Everyday

NO INCOME

VERIFICATION LOANS

Learn More About No Income Verification Home Loans